Fixed Indexed Annuities
Building Wealth with Fixed Indexed Annuities (FIAs)
For readers who lost 40-50-60% when the stock market crashed in 2007-March 2009, or even “just” 5-10% in 2018, this material should be interesting.
This website page covers the basics of Fixed Indexed Annuities (FIAs) and why you may want to use one as a primary wealth-building tool.
Why FIAs? Because they can provide the following benefits:
100% principal protection (your money will never go backwards due to negative returns in the stock market).
Positive gains in a stock index are locked in every year (minus dividends).
A guaranteed rate of return (accumulation value) between 5%-7% depending on the product.
A guaranteed income for life you can never outlive (without having to annuitize).
A free long-term care benefit.
Does a wealth-building tool with the above-mentioned characteristics interest you? It would be shocking if not.
With proper asset allocation using FIAs as a wealth-building tool, the pain of recent stock market crashes and corrections could have been significantly mitigated. Unfortunately, the vast majority of advisors giving stock and mutual fund advice do not use FIAs to help their clients. As a result, the stock market crash took a heavy toll, financially and mentally, on most American investors.
For this reason, a PowerPoint presentation is provided here so you can educate yourself further on FIAs. If you click here or on the image below, you will be able to view/listen to a presentation that explains the basics of FIAs.
Guaranteed returns and a guaranteed income for life
If you would like to learn how to receive a guaranteed lifetime income you can never outlive, please click here.